If you are self employed or a small business owner or an ambitious young person, with a varying or limited monthly income, Vastu has a loan product for you to help you achieve your goals.
The maximum tenure offered for a loan is 240 months.
Vastu offers both Fixed and Floating interest rates Rate of interest varies dependent on customers eligibility and collateral type.
Prepayment is permissible.
Typically, EMIs are directly debited from your bank account on a monthly basis.
RBI vide its circular no. DOR. No. BP. BC. /3/21.04.048/2020-21 dated August 6, 2020, has provided a Framework for implementation of resolution plans for addressing the economic fallout due to the COVID-19 pandemic which has led to significant financial stress for the borrower(s).
This Framework has been provided with the intent to facilitate a revival of real sector activities and mitigate the impact on the ultimate borrowers. The resolution under this facility is to be extended only to borrowers having stress on account of COVID-19.
Based on this Framework and regulatory guidelines, Vastu HFC has framed its policy for the restructuring of the loan(s) / facility (ies) of individuals which have been impacted due to the pandemic.
We are processing your request and we will get back to you as soon as possible. For further assistance, Please contact 1800 22 0001